An old  lady was standing at the rail of the cruise ship holding her hat so that the wind wouldn’t blow it away. 

A  gentleman approached her & said, ‘Pardon me, madam, I do not intend to be forward but did you know that your dress is blowing up in this wind?’ 
‘Yes,  I know,’ said the lady.  ’But I need my hands to hold onto my hat.’ 
‘But madam, he said, ‘you must know that you’re derriere is exposed!’  
The woman looked down, then back up at the man and said, ‘Sir, anything you see down there is 85 years old, but I just bought this hat!’

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