Is the government really responsible for our healthcare or for purchasing our insurance? Are we where we are in life because of the decisions we make? I made a decision many years ago to have a career that provided me with certain benefits that I could carry forward in my life, including a very good insurance plan. This was the right decision for me, is it right for everyone? No, not in America, we have choices and we make them based on what we feel is right for us.

Things have changed in the past forty years, personal responsibility is no longer part of our national view. We now look to others to provide for us. The list of government programs, is endless, Social Security, Medicare/Medicaid, unemployment insurance, welfare, and many others.  All of these programs come with a cost to others, nothing is free!

These are truly noble causes, they do help many in need, however the danger is that people do not use them as a short term helping hand but become dependent on them. Our welfare system has created a generational  problem where family after family continue to live off of the state. Yes, we had reform but the problem continues. Social Security was supposed to be a safety net, but has become a primary retirement plan for many seniors. I don’t know how some of them live on what little they get. Medicare and medicaid are in such financial trouble they may not exist in a few years.

I realize that we are dealing with a very complex issue and I certainly do not have the answers. I also realize that many people are working very low paying jobs and cannot afford the high premiums. This is America, opportunity is endless, education is available, creating a comfortable life is possible. Yes, the economy is terrible right now and many are losing their jobs, however this is where the helping hand should come into play, but only for as long as it takes to return to a time of prosperity.

People with the money decided to buy the new cars, the big screen TV’s, the big house. They decided to over extend their credit and not to worry about using their money to buy health insurance. People with the money decided that the new boat or jet ski was a lot more fun than health insurance.

People made choices to not improve their education or skills and remain in low paying jobs. I mean no disrespect to these folks, I am sure they are hard working people. My point is that they have a “I can’t mentality” They feel hopeless and have no hope. I look at where these people are in life and wonder why. Young folks coming from nothing can join the service and will have an education paid for. It will be part of their benefits, in fact they can get a degree while in the service, fully paid for. Of course many join but never take advantage of this opportunity. Just another personal choice that dictates where they will be in life.

I know that our educational system seems to be failing our youth, again personal responsibility, where is it? Many parents do not seem to be involved in their children’s education and the kids are not doing well in school. We tend to blame the educational system and the teachers for this problem, but where is the personal responsibility of the parents? Yes, some teachers are not up to standards and many districts are poor, the facilities terrible. These problems can and should be fixed. There is a larger problem. Parents can’t or won’t help their kids learn. They may go to the football game, but cannot or won’t help with the math or reading. There are many reasons for this including, many parents are non english speaking. The kids are having to learn english and stay up with the class work on their own.

I wonder about personal responsibility, where did it go? This is America, opportunity is available, anything is possible. If we continue to look to government for our needs this America will disappear. I am not sure if we will like the new America but it will be that way because of the decisions we are making now.

Like you I have people I know and loved ones who are victums of circumstances beyond their control. Perhaps these are the people the government should help with support programs.

These are tough times and we are facing very complex issues, but until we all become responsible for the consequences of our decisions and assume personal responsibility things will continue to get worse.

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